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<DIV><FONT size=2 face="Franklin Gothic Book">Ruth,</FONT></DIV>
<DIV><FONT size=2 face="Franklin Gothic Book">A suggestion: When you print from
Adobe Reader, make sure you have Page Scaling set to '"none." This might be
the cause of your "extra margins." The best way to print is via the
PDF.</FONT> </DIV></BODY></HTML>