[Scribus] Linux's font system

[wtb41]

I am no expert on fonts or computers, but I am interested in learning. As I
understand fonts,
they are divisible into 2 sets: (1) system fonts, which are loaded into
memory as part of the 
boot process and (2) personal fonts, which are not loaded into memory as
part of the boot 
process; instead, personal fonts are moved into and out of memory as the
need arises and 
ends. If every system font is loaded into memory at boot time, where it
remains until the 
computer is powered down, then is there really any need for more than one
folder for system 
fonts?

Here is a related question: Is anything more involved in "installing" a font
than putting the font
files in a folder where they can be found when the need to load them arises?
In other words, 
does font installation involve any internal housekeeping beyond putting the
font files in a folder
where they can be found when the need for them arises?  

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